Cardinal Pointe of Maplewood Senior Cooperative Offers A Home For All Seasons

Residents enjoy the fact that they don’t have to shovel the snow. 3003 Hazelwood Street, Maplewood

Bring a chair and join in the fun of National Night Out. Prizes are drawn for a couple dozen lucky residents.

Willing helpers of the flower committee are ready to “bring on spring”.

Members of the social committee are ready for another fun event-the annual Halloween party.

Tournament time is fun on the Bocce Ball court located on the property. Some teams personalized their own shirts.

Winter, Spring, Summer or Fall -- no matter the season, moving into a cooperative could be the best move you’ve ever made. Growing in numbers, cooperatives offer seniors independent living in a community setting. 

Since the first one was built in Edina in 1978, cooperative living has increased with the surge of baby boomers and local developers.  It relieves seniors of home maintenance and offers them an affordable and comfortable “home” among their peers.

Cardinal Pointe of Maplewood members began settling into their new dwellings in February 2000, and a quarter of the original members still live there. Located in a serene, country-like setting at the northwestern edge of Maplewood, Cardinal Pointe offers 108 spacious homes for singles and couples age 55 and older. 

Conveniently located near St. John’s Hospital, the Maplewood Mall, a Ramsey County Library and Costco, Cardinal Pointe members also have access to bike trails, parks and a wide variety of restaurants.

As a limited-equity housing cooperative, members of Cardinal Pointe “buy in” to the collective mortgage through a one-time share; the cost of which is based on the square footage of the floor plan selected from among nine available plans. 

An average share costs significantly less than a comparable condominium or townhouse. Cardinal Pointe members also gain 2 percent limited equity annually. New member, Betty K. said, “The fact that you earn 2 percent interest on your investment is a big plus -- that’s more than the banks offer. I think it is a good deal!” When members move and sell their share, they are guaranteed the amount originally paid plus the limited equity earned. There are also additional tax benefits for cooperative members.

The reasonable monthly fee covers exterior and interior maintenance, heat, water, trash removal, phone, television, internet and Wi-Fi throughout the building. The few additional home-related costs are electricity and homeowners insurance, which members pay directly to providers.

Community-wide amenities include a community room, private dining room, sunroom, guest room suite, library, exercise room, workshop, craft room, game room and underground parking with a car-wash stall. Recent member, Evva K., said, “I love the underground parking. It makes it easier to venture out during the cold winter days.”

Members elect a governing board to oversee the cooperative. Members are also involved in the Cardinal Pointe community through committees dedicated to social events, finance, marketing, flowers, interiors, property upkeep and education. A member can be as active as he or she wishes to be.

Community culture and daily life are determined by the members of Cardinal Pointe with the support of professional management by Ebenezer Management Services. 

Betsy Erlien, Property Manager at Cardinal Pointe, is eager to help you plan the next seasons in your life. Call her today at 651-748-9902 for more information and to schedule a personal tour or visit   


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